This is your reminder to check to see when your private health insurance dental benefits expire. If your health insurance policy operates on a cycle, your benefits will typically reset, and any unused benefits from the current period will be lost. These benefits usually don't carry over, so it's often a 'use it or lose it' situation.
This makes now an ideal opportunity to consider your dental needs and schedule any outstanding appointments. Whether you're due for a routine preventive clean and check-up or have treatment pending, like a filling or crown, booking a visit soon could help you make the most of those benefits before they're gone.
What Does My Private Health Insurance Cover for Dentistry?
The first thing to understand is that every private health insurance plan is unique, offering different levels of coverage and benefits. Navigating these plans can be confusing, and if you need help understanding your dental coverage, don't hesitate to contact your Dunedin dental clinic.
As noted, benefits don't roll over, so any unused amounts will be lost when they reset. Private health insurance plans typically have a yearly maximum amount of coverage they will provide, which varies within each plan's parameters.
Preventive dental care, such as teeth cleans and check-ups every six months, is typically well-covered, often leaving you with little to no out-of-pocket expense for those visits. These regular visits with your dentist in Dunedin are essential because they can help protect your smile and your budget by spotting concerns early on.
Your dental benefits typically cover two main categories of treatment:
- General treatment, such as dental fillings and simple tooth extractions
- Major coverage for procedures like dental crowns, tooth implants, root canals, and more complex extractions
We welcome you to call Bell Hill Dental if you have questions about your dental insurance coverage or would like to arrange a booking before the end of coverage for the current policy period.
